Mobile Home Insurance
Mobile Home Insurance Information
Protecting your mobile home is much like protecting any other home: You need adequate insurance. Mobile home insurance can help protect your home on wheels from covered financial incidents. Whether you live in your home year-round or seasonally, you’ll want coverage. Our agents at Iten Agency are here to help you get started.
What Is Mobile Home Insurance?
A mobile home insurance policy provides financial assistance when your mobile is damaged, such as from weather or vandalism. Although no law says you must have mobile home insurance, your lender may require it if your home is mortgaged or financed. Your mobile home community might also require it.
What Does Mobile Home Insurance Cover?
Mobile home insurance policies can vary depending on the owner or type of mobile home. However, a typical policy usually includes the following:
Coverage for your mobile home. This includes any adjacent structures on your premises, such as an attached patio, deck or shed. This typically protects against losses due to fire, damage from falling objects, explosions and weather-related damage such as windstorms and lightning.
Coverage for your personal property. This protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to the policy’s limit.
Personal liability protection. This covers losses if someone is injured on your property. A policy may pay for medical expenses for nonresidents of your home and damages or defense costs due to covered accidental incidents.
Learn More About Coverage
Coverage needs will vary, but our agents at Iten Agency are here to help you navigate your options. Reach out to an agent to learn more about mobile home insurance and get started today.