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Home > Auto Insurance | Davie, FL & Port Orange, FL | Iten Insurance Agency

Watercraft & Boat Insurance


Watercraft & Boat Insurance Information

Florida Boat Insurance

Coverage Crafted for All Sunshine State Residents

As an independent insurance provider, Iten Agency aims to provide every Floridian with insurance coverage that matches their needs to help protect them in all walks of life. We provide the services of a large company while offering the personal touch that helps us connect with our clients. Our promise is to deliver every customer the world-class services they deserve.

As a state that is almost entirely bordered by water, Florida is well known for its numerous opportunities for pleasure boaters. However, as with any motor vehicle, you must protect your vessel against any number of liabilities associated with it. You’ll be able to do so by making the critical investment in quality boat insurance.

Keep reading if you want to learn more about boat insurance, or if you’re ready to get covered today:   

- Call us at 954-680-0360  
- Request your Free Renters Insurance Quote Online Now


Common Boat Insurance Questions  

Why Do I Need Boat Insurance?  


Your boat is as much of a motor vehicle as a car, truck or SUV. It also has significant value attached, and you must operate it safely and in compliance with both local and universal boating safety regulations.  

Still, there’s no guarantee you won’t run into trouble from time to time, and when problems occur, they could be very costly. By being able to tap into boat insurance for compensation, you will be able to cover the requisite recovery costs. As a result, you won’t face financial insecurity just as you try to recover from a boat-related accident.

What Is Covered Under Boat Insurance?


All in all, your boat insurance will cover unexpected, unavoidable losses related to a host of marine accidents. The coverage included within your plan can include:

- Physical Damage: Boat insurance covers the boat and its attached fittings and fixtures from fire, theft, vandalism, wind, hail or collision. 
- Medical Payments: Medical payments coverage covers medical expenses for the policyholder and their passengers after an accident. 
- Liability Insurance: Liability covers bodily injury and property damage the boater may cause to someone else in an accident. 
- Guest Passenger Liability Insurance: Guest passenger liability covers expenses if a permissible passenger causes an accident while operating the boat.

Your plan can also contain a host of other benefits, such as:

- Salvage Coverage
- Pollution Liability Insurance
- Tow Trailer Coverage
- Agreed Value Insurance
- Personal Effects Coverage
- Fishing Equipment Coverage

How Much Boat Insurance Do I Need?  


Your boat insurance limits need to be adequate to help you replace you boat (without a significant financial loss to yourself) following a total loss scenario.  

You should also pay close attention to the value of your liability coverage, given that it will help you compensate others when an accident is deemed your fault. You don’t want to face a significant financial loss trying to pay for an expensive accident lawsuit, so your liability insurance must help minimize this risk.

Is Boat Insurance Required?


Boat insurance generally is not required unless you are operating commercially. However, if you finance your boat when you buy it, your lender might require you to purchase minimum amounts of physical damage coverage.

What Does Boat Insurance Cost?


Boat insurance rates vary depending on several factors, such as your:  

- Credit score 
- Claims/driving history 
- Value of the boat 
- Location  

We understand that your boat insurance’s cost is going to be important to you. That’s why we will work with our carrier partners to help you find a policy that provides coverage at prices you can afford. Plus, you can often bundle your boat insurance with your auto, home or other personal insurance benefits to maximize your savings capacity.


Companies We Work With

The companies we work with are some of the best in the industry. We look at each one annually, evaluating pricing and customer service levels, so you can expect a smooth and fair process.

 Carrier Carrier Carrier  Carrier Carrier Carrier Carrier Carrier Carrier geovera logo Carrier Carrier Carrier Carrier Carrier slide logo Carrier Carrier Carrier Carrier vyrd logo Carrier Carrier Carrier Carrier Carriertyp tap logoCarrier Carrier Carrier Carrier
Get Your Personalized Quote Today!
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Davie Office
5905 S University Drive
Davie, FL 33328

Port Orange Office
5889 S Williamson Blvd, Suite 1429
Port Orange, FL 32128

Palm City Office
4221 S.W. High Meadow Road, Suite 201
Palm City, FL 34990
Davie/Main Office: 954-680-0360
Palm City: 772-206-4411
Orlando: 407-635-8100
Southwest Florida: 941-253-5757
Port Orange: 386-761-4374
Call us today

info@itenagency.com
Email anytime, we will respond shortly
Careers opportunities at Iten Insurance Agency

We are currently hiring for Personal Lines Customer Service and Commercial Lines Service. Please feel free to email us your resume at info@itenagency.com.


We look forward to hearing from you.


See something you are unsure about? Take a look at our
Policy Glossary

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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