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Home > Association Insurance | Davie, Port Orange and Palm City, FL

Association Insurance in Davie, Port Orange and Palm City, FL 


Association Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Association Insurance Quote

Association Insurance Information


Condo association insurance, often called condominium association insurance or homeowners association insurance, is a specialized form of coverage designed to protect condominium complexes’ collective interests and assets. These associations manage and maintain common areas, shared amenities, and the building’s exterior. Understanding the intricacies of condo association insurance is essential for effective condominium management and ensuring the association’s and its residents’ protection. 

What Is Association Insurance? 
Condo association insurance is purchased by the condominium or homeowners association to help protect the shared or common elements of the property and the association itself. Condo associations typically manage and maintain common areas, such as hallways, lobbies, elevators, parking lots and recreational facilities, in addition to the building’s structure and exterior. Condo association insurance provides financial protection for these shared assets and helps cover various risks associated with the management of the condominium complex. 

What Insurance Do Associations Need? 
Here are some key components of condo association insurance: 

  • Property coverage typically covers the condominium building’s structure and common areas, including roofs, walls, lobbies, hallways, and shared amenities. It can also include coverage for common property like swimming pools, fitness centers and landscaping.
  • Liability coverage provides protection in case someone is injured on the association’s property, such as a slip and fall accident in a common area. It can also cover any legal expenses related to these claims.
  • Directors and officers (D&O) insurance may be included to help protect the condo association’s board members and officers from personal liability if they are sued for alleged wrongful acts or mismanagement of the association.
  • Fidelity or crime Insurance helps protect against financial losses due to embezzlement, fraud, or other dishonest acts committed by association employees or board members.
  • Workers’ compensation is often required by law and provides coverage for work-related injuries or illnesses experienced by employees if the condo association employs staff. 

Why Do Associations Need Insurance? 
Condo association insurance is essential for protecting the financial well-being of the association, its members and the property. It can help maintain and repair shared spaces and common elements in the event of damage or loss, and it helps protect the association against legal liabilities and lawsuits. Condo association insurance is typically paid for through association dues or fees collected from condo owners, and it is a crucial component of effective condominium management and governance. Ultimately, condo association insurance mainly aids leadership and unit owners by offering financial support to manage unforeseen events and help protect shared spaces.

Contact Iten Agency to discuss your insurance needs. We can make coverage recommendations based on your specific situation. 

Companies We Work With

The companies we work with are some of the best in the industry. We look at each one annually, evaluating pricing and customer service levels, so you can expect a smooth and fair process.

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Davie Office
5905 S University Drive
Davie, FL 33328

Port Orange Office
5889 S Williamson Blvd, Suite 1429
Port Orange, FL 32128

Palm City Office
4221 S.W. High Meadow Road, Suite 201
Palm City, FL 34990
Davie/Main Office: 954-680-0360
Palm City: 772-206-4411
Orlando: 407-635-8100
Southwest Florida: 941-253-5757
Port Orange: 386-761-4374
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See something you are unsure about? Take a look at our
Policy Glossary

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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