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Home > Auto Insurance in Davie, FL & Port Orange, FL | Iten Insurance Agency

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Insurance Quote
Auto Liability Insurance

Auto Insurance Information

Coverage Crafted for All Sunshine State Residents 
As an independent insurance provider, Iten Agency aims to provide every Floridian with insurance coverage that matches their needs to help protect them in all walks of life. We provide the services of a large company while still offering the personal touch that helps us truly connect with our clients. Our promise is to deliver every customer the world-class services they deserve from their insurance provider.

If you’re looking for auto insurance, then we’re here to help you get optimized protection at an affordable price. We understand how important it is to design a benefits package that will be customized to you, your vehicle and your financial needs—both in terms of coverage and price.

Keep reading if you want to learn more about auto insurance, or if you’re ready to get covered today:

- Call us at 954-680-0360

- Request your Free Auto Insurance Quote Online Now

Common Auto Insurance Questions:

How Does Auto Insurance Work?

Cars are expensive machines, and they’re also dangerous to operate. Hardly a day goes by when we don’t see another story in the news about a fatal car accident.

If you don’t operate a vehicle responsibly, then you are putting yourself on the line for a lot of personal losses if something goes wrong. Car insurance is the benefit that will be there to help you during those worst-case scenarios. Your policy will supply financial aid following unexpected, unavoidable vehicle problems. It will take a huge financial burden off your shoulders during some particularly challenging times.

What Does Auto Insurance Cover?

There are numerous benefits that the average auto policy can include. Ask your agent about adding the following into your policy:

- Liability Insurance: When an accident is deemed your fault, this coverage help you pay for the damage you do to others (such as other drivers) who weren’t in the car with you. 
     - Bodily Injury Liability Coverage: This plan pays for third-party medical bills and sometimes for death benefits. 
     - Property Damage Liability Coverage: This pays for damage to the other party’s property. 
- Collision Insurance: This covers damage to your own vehicle that you sustained in a wreck.  
- Comprehensive Insurance: This coverage pays for damage from non-accident mishaps, such as weather damage, fires, theft, vandalism or similar accidents. 
- Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills. It sometimes will cover other losses, such as lost income.
- Uninsured/Underinsured Insurance: This insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.  

Other practical perks offered through our partner carriers’ policies include:

- Roadside assistance 
- Rental car reimbursement 
- Custom parts coverage 
- Replacement cost vehicle coverage 
- Vanishing deductibles 
- Gap insurance

What Auto Insurance Is Required in Florida?  

By law, all Florida drivers are required to carry at least the following auto insurance coverage:

- $10,000 Personal Injury Protection (PIP)

- $10,000 Property Damage Liability Insurance

Under Florida’s no-fault laws, you must first file a claim against your own PIP coverage before you can file a claim against an at-fault driver’s bodily injury liability insurance. Your PDL coverage will still apply to all third-party accident damage that you cause.

Please Note: If you have an SR-22 or FR-44 requirement, your minimum insurance requirements might vary. Speak to one of our agents to learn more.

How Much Does Car Liability Insurance Cost? 


Auto liability premiums vary depending on the amount of coverage you want, your claims and driving history and other factors that help insurers assess the chance that you’ll file a claim in the future. Our agents can help you compare auto insurance quotes for the ideal combination of price and coverage. 

How Much Auto Insurance Do I Need?

If you only buy the minimum mandatory auto insurance, you will satisfy your coverage requirements to drive legally. However, we highly recommend that you carry higher coverage limits and more expansive benefits than just the basics. By carrying more coverage, you’ll receive a much better level of aid from your benefits when you do need to file a claim.

We are committed to helping you grow your benefits in ways that will offer you tailored protection while still remaining within your budgetary objectives. Our agents are experts at comparing the policies of our trusted insurance partners, and we’ll be able to guide you in the direction of the policy that will offer you the right benefits, in the right way at the right time.
How Does Auto Insurance Work? 
Auto insurance will work as a contract in an agreement with your insurance carrier. Upon filing an insurance claim, your insurer will provide you with a specific amount of money to help cover accident-related costs in exchange for an insurance premium. You will commonly be required to pay a deductible, which is a cost you’ll cover after an accident until your insurance helps pay for the rest. 

What Is Included in Auto Insurance? 
Policies tend to vary among car owners. Factors like driving records and car models might go into determining auto insurance coverage. Regardless, a standard auto insurance policy might include the following coverages: 

  • Liability insurance helps insure against claims arising from damage or injuries you cause to others if you are at fault in a wreck.
    • Bodily injury liability coverage helps cover their medical bills (and, in some cases, deaths).
    • Property damage liability helps pay for damage to the other driver’s property, such as their car.
  • Collision insurance helps cover damage to your vehicle after a wreck.
  • Comprehensive insurance helps pay for non-accident mishaps, such as weather damage.
  • Medical coverage helps pay for your medical bills and those of your passengers.
  • Uninsured/underinsured insurance helps insure you against damage caused by someone else who doesn’t have appropriate liability coverage. 

For additional questions related to auto insurance coverages, reach out to one of the experienced agents at Iten Agency. 

What Auto Insurance Coverages Should I Have? 

Our agents are able to compare the policies of our trusted insurance carriers, and we’ll be able to guide you in the direction of the policy that will offer you coverage and benefits that match your needs.

Reach Out Today 
If you are a car owner near Palm City or Port Orange, Florida, the determined agents at Iten Agency can help you learn more about potential auto insurance policies so you can decide on the right coverage for you and your car. 

For more information, reach out to our agency today at 954-680-0360. We look forward to your call. 

 

Companies We Work With

The companies we work with are some of the best in the industry. We look at each one annually, evaluating pricing and customer service levels, so you can expect a smooth and fair process.

 Carrier Carrier Carrier  Carrier Carrier Carrier Carrier Carrier Carrier geovera logo Carrier Carrier Carrier Carrier Carrier slide logo Carrier Carrier Carrier Carrier vyrd logo Carrier Carrier Carrier Carrier Carriertyp tap logoCarrier Carrier Carrier Carrier
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Davie Office
5905 S University Drive
Davie, FL 33328

Port Orange Office
5889 S Williamson Blvd, Suite 1429
Port Orange, FL 32128

Palm City Office
4221 S.W. High Meadow Road, Suite 201
Palm City, FL 34990
Davie/Main Office: 954-680-0360
Palm City: 772-206-4411
Orlando: 407-635-8100
Southwest Florida: 941-253-5757
Port Orange: 386-761-4374
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info@itenagency.com
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Careers opportunities at Iten Insurance Agency

We are currently hiring for Personal Lines Customer Service and Commercial Lines Service. Please feel free to email us your resume at info@itenagency.com.


We look forward to hearing from you.


See something you are unsure about? Take a look at our
Policy Glossary

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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