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Restaurant Insurance


Restaurant Insurance Information

Owning a restaurant can be an exciting venture; however, it does come with a significant amount of risk. A specialized restaurant insurance policy is one of the best ways to mitigate these risks.

What Is Restaurant Insurance? 
Restaurant insurance helps provide coverage that protects your business, assets and employees.  It can help cover unexpected costs and help you stay open if things go wrong, such as replacing spoiled food due to a broken refrigerator or covering the costs of a lawsuit from a customer who gets sick from contaminated food. 

Types of Restaurant Insurance Coverage 
A restaurant insurance policy typically includes some combination of the following coverages: 

  • General liability insurance may help cover a company’s legal liability after accidental third-party property damage or bodily injury.
  • Property insurance may offer financial protection if a restaurant’s property is ruined or damaged in an insurable event, such as a fire or theft.
  • Liquor liability insurance may pay legal expenses and claims brought on by customers injured by an individual who was drinking at your establishment.
  • Workers’ compensation insurance may provide replacement income and medical benefits to employees injured or ill due to a work-related incident.
  • Business interruption insurance may provide ongoing income if your business is forced to shut down or cover costs for relocating your restaurant temporarily.
  • Equipment breakdown coverage may cover the cost of repairing broken equipment for reasons other than improper maintenance.
  • Spoilage coverage may provide payment if a power outage or equipment malfunction causes perishable food to spoil. 

What Kind of Insurance Do I Need for a Restaurant? 
The types of coverage a restaurant needs will vary based on the location, sales and other factors. Discussing your business in detail with an experienced insurance provider to find coverage that matches your needs is essential.

Why Is Restaurant Insurance So Important? 
Restaurant insurance is critical because it can help protect you financially after unexpected situations, such as the following: 

  • Kitchen fires
  • Lawsuits
  • Vandalism
  • Power outages
  • Property damage 

Without insurance, you may have to pay for costly incidents out of pocket. 

Restaurant Insurance Quote in Davie, Port Orange, Daytona Beach and Throughout Florida 
If you want a restaurant insurance quote, contact Iten Insurance Agency. We are committed to helping you find the coverage you need. 

 

Companies We Work With

The companies we work with are some of the best in the industry. We look at each one annually, evaluating pricing and customer service levels, so you can expect a smooth and fair process.

 Carrier Carrier Carrier  Carrier Carrier Carrier Carrier Carrier Carrier geovera logo Carrier Carrier Carrier Carrier Carrier slide logo Carrier Carrier Carrier Carrier vyrd logo Carrier Carrier Carrier Carrier Carriertyp tap logoCarrier Carrier Carrier Carrier
Get Your Personalized Quote Today!
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Davie Office
5905 S University Drive
Davie, FL 33328

Port Orange Office
5889 S Williamson Blvd, Suite 1429
Port Orange, FL 32128

Palm City Office
4221 S.W. High Meadow Road, Suite 201
Palm City, FL 34990
Davie/Main Office: 954-680-0360
Palm City: 772-206-4411
Orlando: 407-635-8100
Southwest Florida: 941-253-5757
Port Orange: 386-761-4374
Call us today

info@itenagency.com
Email anytime, we will respond shortly
Careers opportunities at Iten Insurance Agency

We are currently hiring for Personal Lines Customer Service and Commercial Lines Service. Please feel free to email us your resume at info@itenagency.com.


We look forward to hearing from you.


See something you are unsure about? Take a look at our
Policy Glossary

The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.


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