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home insurance

December 2, 2024
Agency

3 Ways You Can Save Money On Your Home Insurance Premium

3 Ways You Can Save Money On Your Home Insurance Premium Maintaining a home can be a costly experience. Some people try to save by cutting back on their home insurance coverage. That means if something unexpected happens that your policy does not cover, you could end up suffering catastrophic financial losses. Instead of leaving yourself vulnerable […]
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November 14, 2024
Agency

Do’s and Don’ts of Homeowners Insurance

Do’s and Don’ts of Homeowners Insurance   There’s a lot that you need to know when buying homeowners insurance, but don’t let it overwhelm you. Once you learn the basics, you’ll find great policies that meet your needs, no matter where you live in the future. Here are some simple “do’s and don’ts” to help […]
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October 4, 2024
Agency

Do I Need Home Insurance If I Don’t Have a Mortgage?

Do I Need Home Insurance If I Don’t Have a Mortgage? If you take out a mortgage to buy your home, then you will probably be required to buy homeowners insurance by your lender. However, what happens when you have paid off the loan? Do you necessarily have to keep your coverage? Homeowners insurance isn’t […]
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August 3, 2024
Agency

Home Insurance and Other Structures

Home Insurance and Other Structures If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. These are considered other structures, which are structures on the residence separated from your house […]
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May 3, 2024
Agency

The 4 Biggest Mistakes You Can Make with Home Insurance

The 4 Biggest Mistakes You Can Make with Home Insurance Some people refer to mistakes as “happy accidents,” but there’s nothing happy about making mistakes when it comes to home insurance. Here we’ll cover the four biggest mistakes you can make and how to steer clear of them. Mistake #1: Value vs. Replacement When you […]
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March 15, 2024
Agency

5 Easy Ways To Lower Your Home Insurance Premiums

5 Easy Ways To Lower Your Home Insurance Premiums When you look up tips on saving money on home insurance, you’re often confronted with big decision ideas. Buy a home that’s cheaper to insure. Move to a safer neighborhood. Build a 12-foot-tall brick fence around your yard. These are great ideas if you’re rich and have the […]
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January 15, 2024
Agency

How Gaps in Home Insurance Can Cost You Money

As a homeowner, protecting your home is one of your top priorities. It’s the reason you purchased home insurance. Many homeowners think a policy they bought years ago, covers them completely today.  In reality, insurance coverage needs change over time. People who aren’t mindful of their policy could have home insurance gaps. Gaps could cost […]
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December 2, 2023
Agency

Home Insurance Coverage Types

Nobody likes to imagine something happening with their property that puts their belongings or home in jeopardy. However, if the unimaginable does happen, it’s good to know what your home insurance will cover it.  This article details the different types of home insurance coverage. It can give you an idea of what your home insurance […]
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January 5, 2023
Agency

3 Ways to Save on Homeowners Insurance

Many people think the best way to save on homeowners insurance is to reduce their coverage, but that could put you in a very bad spot if a covered event occurs. Over two-thirds of American homes are underinsured because of this. Instead of sacrificing valuable coverage, try the following 3 tips for saving on your […]
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October 7, 2022
Agency

4 Reasons You Should Get a Home Inspection Before Buying

One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run.   One commonly missed opportunity for buyers is a home […]
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