October 16, 2023
AgencyWhat Flood Insurance Covers
Many people think that since they do not live near an ocean or reside within a defined flood zone, they are safe from rising waters. However, because of how common flooding can be, it’s important for every household to consider the protection of flood insurance. Flood insurance (which is sold separately from homeowners or renters […]
July 6, 2023
AgencyHow Damaging are Floods?
Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage Different forces come to play during a flood that can negatively impact […]
November 22, 2022
AgencyFlood Insurance and Hurricane Coverage in Florida
Hurricane Ian destroyed thousands of homes and left even more with significant damage. Many homeowners were left with costly out-of-pocket expenses; others were left homeless. According to the Insurance Information Institute, just 18% of Florida homeowners have flood insurance. But flood damages are not covered in most home insurance policies. In a state prone to […]
August 11, 2022
AgencyWhat Does Flood Insurance Cover?
Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. Flood insurance […]
May 13, 2022
AgencyProtect Your Valuables from Flooding During Hurricane Season
You can expect to see some flooding in coastal areas during a hurricane, which is why you should consider flood insurance. You can plan ahead by boarding your windows and nailing your items down; but when water gets into your home, you are going to have even more to worry about, especially water damage. For […]
November 17, 2021
AgencyDoes Flood Insurance Cover Mold in Florida?
In some areas, flood insurance is extremely important in order to pay for extensive damages. Unfortunately, most homeowners’ policies don’t include flood coverage, leaving residents vulnerable to the element. Floods are one of the most common disasters in Florida and one of the most damaging, affecting around 14 million people in 2019 which resulted in […]