September 23, 2021
AgencyStarting a New Business? How to Buy Enough General Liability Insurance
It can be difficult to pinpoint how much general liability insurance a new company needs. You may not have any experience with claims previously. It may not seem like there is much risk involved in running your company either. Yet, having the proper amount of business insurance is essential. Here’s some insight to help you. […]
September 9, 2021
AgencyThe Risks of Driving Without Insurance
If the police have ever pulled you over, they have likely asked for proof of auto insurance. However, if you didn’t have auto insurance, you might have found yourself in hot water. Driving without auto insurance is against the law for most drivers in most states. Therefore, getting coverage should be part of every driver’s […]
August 13, 2021
AgencyWhat Insurance Does a Retail Store Need?
Retail stores face a lot of risks when it comes to day to day operations. Between damages to the store and products as well as possible lawsuits concerning customers, your retail store will need the right type of insurance for protection. Commercial Property Insurance Commercial property insurance covers the physical property owned by the retail […]
July 27, 2021
AgencyAnnual Home Audit Checklist
As a homeowner, you must take the time to address the potential safety risks present on your property. Even the smallest household issues, including stray cords and leaky faucets, can become large and dangerous problems if they’re left unchecked. Use this home audit checklist annually to review your property and ensure that it remains safe […]
July 13, 2021
AgencyHow to Save Money on Insurance with a BOP
Protecting your business with an insurance policy is one of the most important responsibilities you have as a business owner. However, since insurance is supposed to save you money, it makes sense that you will look for ways to save money on a policy. It is important to find an affordable policy without sacrificing important […]
June 14, 2021
AgencyHow To Advise Clients On Auto Insurance Savings
One day, an auto insurance policyholder might call your agency, asking how they can save more money on their policy. As an agent, it is not uncommon for you to receive these questions. How can you react, and what can you do to help them? You have the opportunity to help your clients save money […]
May 28, 2021
AgencyWhat Does Wholesale Insurance Cover?
Wholesale insurance is also known as franchise insurance and covers a small group of employers with individual insurance policies. Different policies are available under wholesale insurance, although restrictions and outlines for each are the same for the parties involved. Insurance available under wholesale insurance may include: General Liability Insurance General liability insurance covers claims against […]
May 21, 2021
AgencyAre you prepared – Hurricanes
Hurricanes are capable of producing winds in excess of 155 mph and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. All Atlantic and Gulf of Mexico coastal areas are subject to hurricanes. Parts of the […]
April 30, 2021
AgencyHow to Protect Your Retail Business from Liability Claims
Liability is a serious and nerve-wracking threat if you are a retail business owner, especially if your business is small or just starting out. One lawsuit or claim can cost thousands or even millions of dollars which many small businesses can’t afford. It is important to identify the main liability risks facing your retail store […]
April 12, 2021
AgencyWhen Should I Lower My Car Insurance Coverage?
As your car gets older, you may consider lowering the amount of auto insurance coverage on it in order to save money. Car insurance can be expensive, after all, and there is not always a need to maintain full coverage on an older vehicle which could be easily replaced. Before making any drastic changes to […]