December 14, 2022
AgencyThe Common Terms Associated With Car Insurance
If you’re shopping for car insurance, you might hear many terms you’re familiar with. While you are buying only one policy covering just one vehicle, many factors determine the cost of your car insurance policy — and these terms often are used to describe these factors. The most common terms that affect your car insurance […]
December 2, 2022
AgencyCoverage Options for Retailers
Owning and managing a retail store is no easy feat. There are many intricacies that make daily operations possible. And just like any other type of business, there are threats and risks that can shake a retailer’s financial ground — namely, theft (from both customers and employees). Luckily, you can protect your store with a […]
November 22, 2022
AgencyFlood Insurance and Hurricane Coverage in Florida
Hurricane Ian destroyed thousands of homes and left even more with significant damage. Many homeowners were left with costly out-of-pocket expenses; others were left homeless. According to the Insurance Information Institute, just 18% of Florida homeowners have flood insurance. But flood damages are not covered in most home insurance policies. In a state prone to […]
November 1, 2022
AgencyEmployee Dishonesty Insurance: Does My BOP Cover Me
When you build a workforce in your business, your employees will be your biggest assets. However, they are also your biggest liabilities, in many ways. That’s particularly true when employees become problems for the business’s reputation. Employee misconduct or dishonesty is something that might happen, as much as you try to avoid it. However, to […]
October 7, 2022
AgencyNoting a Rise in Manufacturing Employment
We’ve heard for years that the American economy has been picking up, but substantiated evidence is always more believable than word of mouth. The Bureau of Labor Statistics has noted a concrete rise in manufacturing employment over the past few months. As demand rises once more, the unemployment rate for the industry—at just 5.3 percent—is […]
October 7, 2022
Agency4 Reasons You Should Get a Home Inspection Before Buying
One major milestone in your life is buying a home. To you, it may be your first reward for working so hard in life. With all the emotions surrounding a home purchase, it’s easy to miss steps that can cost you in the long run. One commonly missed opportunity for buyers is a home […]
September 20, 2022
AgencyWholesale Insurance and Things You Need to Know
The operations of any business may include various risks and exposures, but employers in the wholesale industry may face some particularly unique situations. It’s imperative for your company to conduct its due diligence by assessing potential issues and planning for unexpected incidents. Furthermore, adequate insurance coverage is integral to risk management and loss control. The […]
September 2, 2022
AgencyWhy Did My Car Insurance Suddenly Go Up?
Car insurance premiums can go up due to many factors. Rates don’t go up for no reason, however. There is always a reason for car insurance changes, but some influences are out of your control. Population Changes in the population in your area can be a large factor when it comes to car insurance. Insurance […]
August 17, 2022
Agency4 Components of a Comprehensive Retail Insurance Plan
Business insurance for a retail business needs to meet your company’s specific needs. It should be customized to address the specific risks your company faces while also keeping your budget in mind. When it comes to retail insurance, here are the most common areas of risk associated with managing a retail establishment. General Liability Insurance […]
August 11, 2022
AgencyWhat Does Flood Insurance Cover?
Flood insurance covers damage to your home and the contents within your home due to the infiltration of water from an outside source. The National Flood Insurance Program (NFIP) definition of a flood is quite specific. A flood may be caused by rising tides, overflowing river banks or any sudden surge of water. Flood insurance […]