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December 13, 2024
Agency

Do I Need Business Insurance?

Do I Need Business Insurance? If you have a business of any sort, you need business insurance. Even small startup businesses should invest in certain amounts of business insurance. Industries that should carry high amounts of business insurance include: Restaurants/Service Trucking Manufacturing Construction Law Firms Technology Medicine This is not an extensive list, but these […]
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December 2, 2024
Agency

3 Ways You Can Save Money On Your Home Insurance Premium

3 Ways You Can Save Money On Your Home Insurance Premium Maintaining a home can be a costly experience. Some people try to save by cutting back on their home insurance coverage. That means if something unexpected happens that your policy does not cover, you could end up suffering catastrophic financial losses. Instead of leaving yourself vulnerable […]
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November 28, 2024
Agency

Does a Corporation Need Business Insurance?

Does a Corporation Need Business Insurance? You may have heard that corporations protect you from business liability. But does that mean you don’t need insurance? Not if you don’t want to lose your business. A corporation may protect you from personal liability, but the corporation itself can still be sued. Why Do Lawyers Say A […]
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November 14, 2024
Agency

Do’s and Don’ts of Homeowners Insurance

Do’s and Don’ts of Homeowners Insurance   There’s a lot that you need to know when buying homeowners insurance, but don’t let it overwhelm you. Once you learn the basics, you’ll find great policies that meet your needs, no matter where you live in the future. Here are some simple “do’s and don’ts” to help […]
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October 16, 2024
Agency

Commercial Insurance Can Protect You from Lawsuits

Commercial Insurance Can Protect You from Lawsuits Every business owner does the utmost to avoid a lawsuit, and ethical business practices can help to minimize your chances. Yet some business owners get sued in spite of their best efforts, and lawsuits can wreak havoc on a company’s day-to-day operations, as well as its profits. So […]
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October 4, 2024
Agency

Do I Need Home Insurance If I Don’t Have a Mortgage?

Do I Need Home Insurance If I Don’t Have a Mortgage? If you take out a mortgage to buy your home, then you will probably be required to buy homeowners insurance by your lender. However, what happens when you have paid off the loan? Do you necessarily have to keep your coverage? Homeowners insurance isn’t […]
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September 16, 2024
Agency

Providing Proof Of Insurance For Homeowners

Providing Proof Of Insurance For Homeowners Your insurance customers will likely call you for help with their policies. Often, this will involve some administrative help. For example, if you provide homeowner policies, you might need to present proof of insurance for the mortgage lender. Usually, this is relatively simple to do. However, the point is to […]
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September 3, 2024
Agency

Business Insurance for Equipment: How Can I Protect My Expensive Equipment?

Business Insurance for Equipment: How Can I Protect My Expensive Equipment? Operating your business requires the use of special equipment and systems. When those fail, not only does that put your business in a position of being unable to meet customer needs, but it can have long-term repercussions.  Any business that relies on equipment for […]
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August 15, 2024
Agency

4 Kinds of Places that are Covered Under Commercial Insurance

4 Kinds of Places that are Covered Under Commercial Insurance Commercial insurance, also known as business insurance, covers a large variety of commercial buildings. It may be surprising to find out that there are so many structures that need commercial insurance coverage. Here are four different types of structures and properties that can be covered […]
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August 3, 2024
Agency

Home Insurance and Other Structures

Home Insurance and Other Structures If you look around your neighborhood, you might see sheds, gazebos, swimming pools and fences. Have you ever wondered if those structures are included in your home insurance policy? The answer depends on your policy. These are considered other structures, which are structures on the residence separated from your house […]
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