December 2, 2023
AgencyHome Insurance Coverage Types
Nobody likes to imagine something happening with their property that puts their belongings or home in jeopardy. However, if the unimaginable does happen, it’s good to know what your home insurance will cover it. This article details the different types of home insurance coverage. It can give you an idea of what your home insurance […]
November 1, 2023
AgencyDoes Commercial Auto Insurance Cover Employee Vehicles?
Commercial auto insurance policies are designed to cover vehicles used or owned by the business, but insurance can get slightly more complicated when it comes to employee vehicles. If your employees use personal vehicles for work, they may not be covered under your business’ basic commercial auto insurance policy. What Does Commercial Auto Insurance Cover? […]
November 1, 2023
AgencyTips for Saving on Auto Insurance
Having to pay for insurance that you don’t use frequently can be irritating, but this coverage is essential for those occasions when you do have to file a claim. However, there are still many ways for you to lower your car insurance premium. Here are some of them. Policy bundles: By bundling your individual insurance […]
October 16, 2023
AgencyWhat Flood Insurance Covers
Many people think that since they do not live near an ocean or reside within a defined flood zone, they are safe from rising waters. However, because of how common flooding can be, it’s important for every household to consider the protection of flood insurance. Flood insurance (which is sold separately from homeowners or renters […]
October 1, 2023
AgencyDo I Need Employment Practices Liability Insurance?
If you own a healthcare practice, you may need employment practices liability insurance (EPLI). As an employer, you understand that you have a duty to your employees to treat them fairly. If an issue does arise, it’s important to make sure your company doesn’t take a hit while you’re trying to handle issues in the […]
September 15, 2023
AgencyWhat New Motorcyclists Need to Know
The idea of buying your first motorcycle is appealing to many people, but there are some things you should know before making a large investment. Here’s a basic overview of what you should expect if you decide to purchase a motorcycle. Choosing the right motorcycle: There are a variety of types of motorcycles on the […]
September 1, 2023
AgencyHow to Reduce Workers’ Comp Claims by Improving Ergonomics
Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. Below, we outline several key tips for […]
August 11, 2023
AgencyDo You Need Boat Insurance?
Does your home insurance extend to cover your new boat as well? In most cases, it is best to have a stand-alone boat insurance policy. Here are some considerations for you to discuss with your independent agent. Check the Size and Horsepower A homeowner’s insurance policy typically limits the size and horsepower of a boat, […]
August 4, 2023
AgencyWhat Cyber Security Insurance for Small Businesses Entails
High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity Alliance suggest that many small business owners are still operating under a false sense of cyber security. The statistics of […]
July 6, 2023
AgencyHow Damaging are Floods?
Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage Different forces come to play during a flood that can negatively impact […]