December 8, 2020
AgencyIs Florida Auto Insurance Expensive?
Since car insurance rates vary state to state, some drivers begin to wonder my they seem to pay a significant amount more than drivers in neighboring states. While auto insurance requirements vary per state, this isn’t as large of an influence on car insurance premiums as you may think. There are reasons drivers in certain […]
January 13, 2021
AgencyWill Home Insurance Rebuild My Home After a Disaster?
A large reason why people purchase home insurance is to cover expenses related to damages to their home that they may not be able to afford out of pocket. If a bad storm sweeps in and causes thousands of dollars in damage to your home, home insurance can help you bear that cost. But what […]
February 16, 2021
AgencyDoes My Car Insurance Policy Cover Rental Cars?
If you are traveling without your vehicle or need temporary transportation after an accident, you may be in need of a rental vehicle. However, many drivers aren’t aware of whether or not their insurance policy covers the cost of a rental vehicle—or damages in case you get in an accident with one. Some auto insurance […]
March 11, 2021
AgencyBest Ways to Prevent Fires In Your Home
Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. These fires can be particularly dangerous because […]
March 23, 2021
AgencyStarting and Expanding on Your BOP
Every business needs to ensure that it has appropriate commercial insurance benefits in place. However, since every business is unique, then it is up to the owner to choose and implement the coverage that is best for them, based on their specific industry liabilities. That’s why there are numerous types of very specific insurance benefits […]
April 12, 2021
AgencyWhen Should I Lower My Car Insurance Coverage?
As your car gets older, you may consider lowering the amount of auto insurance coverage on it in order to save money. Car insurance can be expensive, after all, and there is not always a need to maintain full coverage on an older vehicle which could be easily replaced. Before making any drastic changes to […]
April 30, 2021
AgencyHow to Protect Your Retail Business from Liability Claims
Liability is a serious and nerve-wracking threat if you are a retail business owner, especially if your business is small or just starting out. One lawsuit or claim can cost thousands or even millions of dollars which many small businesses can’t afford. It is important to identify the main liability risks facing your retail store […]
May 21, 2021
AgencyAre you prepared – Hurricanes
Hurricanes are capable of producing winds in excess of 155 mph and causing catastrophic damage to coastlines and several hundred miles inland. Additionally, hurricanes can also lead to storm surges along the coast and cause extensive damage from heavy rainfall. All Atlantic and Gulf of Mexico coastal areas are subject to hurricanes. Parts of the […]
May 28, 2021
AgencyWhat Does Wholesale Insurance Cover?
Wholesale insurance is also known as franchise insurance and covers a small group of employers with individual insurance policies. Different policies are available under wholesale insurance, although restrictions and outlines for each are the same for the parties involved. Insurance available under wholesale insurance may include: General Liability Insurance General liability insurance covers claims against […]
June 14, 2021
AgencyHow To Advise Clients On Auto Insurance Savings
One day, an auto insurance policyholder might call your agency, asking how they can save more money on their policy. As an agent, it is not uncommon for you to receive these questions. How can you react, and what can you do to help them? You have the opportunity to help your clients save money […]